2月26日消息,由德意志银行资产管理部门支持的稳定币平台AllUnity正式推出与瑞士法郎1:1锚定的稳定币CHFAU,标志着欧洲合规稳定币赛道进一步扩展。该稳定币基于以太坊发行,采用ERC-20标准,初期仅面向机构及专业投资者开放,并计划在2026年内逐步拓展至更多区块链网络,以强化多链流动性与跨境结算效率。
据官方披露,CHFAU是在AllUnity于2025年7月获得德国联邦金融监管局电子货币机构牌照后推出,并完全符合欧盟加密资产市场监管条例(MiCA),定位为受监管的数字瑞士法郎,用于机构级支付、数字资产清算及资金管理场景。CEO Alexander Höptner表示,该产品旨在构建合规的欧洲数字支付基础设施,实现安全、实时且可审计的价值转移,尤其适用于跨境支付和机构流动性管理需求。
在业务结构上,CHFAU将通过AllUnity Mint平台进行发行与赎回,目前正推进与各类交易场所和金融基础设施的系统集成,后续可用范围将随着技术对接逐步扩大。此前,AllUnity已推出欧元稳定币EURAU,其市值自2025年上线以来增长至约120万美元,显示出合规法币稳定币在欧洲市场的稳步渗透。
从行业格局来看,瑞士法郎稳定币并非全新概念,市场上已存在Frankencoin(ZCHF)、VNX Swiss Franc(VCHF)及Hedera Swiss Franc(HCHF)等产品,总市值约3860万美元。不过,多数项目体量较小且合规属性有限,而CHFAU主打MiCA框架下的监管透明度,意在吸引机构资金配置。
随着欧元稳定币与瑞士法郎稳定币生态逐步完善,欧洲正加速打造本土合规稳定币体系,以减少对美元稳定币的依赖。在利率环境、监管政策及机构需求共同作用下,合规稳定币发行、MiCA监管稳定币、机构级数字法币结算等叙事有望在2026年持续升温,成为加密支付基础设施的重要增长方向。
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