Fresh graduates and early-career workers are facing an absolute perfect storm right now. Job market's brutal—companies are picky, entry-level positions are scarce, and salary growth? Basically stalled. Meanwhile, student loan debt is crushing them before they even get started. Housing costs have spiraled into the stratosphere, making homeownership feel like a fantasy for most. And if that wasn't enough pressure, the whole social security safety net is looking increasingly fragile, forcing younger generations to think twice about their long-term financial survival. It's no wonder so many are exploring alternative investment strategies and decentralized finance solutions to take control of their own financial futures.