BlockchainArch

European policymakers are increasingly vocal about pushing back on U.S. trade practices through reciprocal tariffs. Some are even exploring the possibility of restricting American firms from operating within the EU market. This shift in stance could reshape how tech and financial platforms—including crypto exchanges and blockchain companies—navigate European operations and regulatory compliance.

A significant step forward for blockchain development: Senators Lummis and Wyden have introduced the Blockchain Regulatory Certainty Act of 2026, targeting a critical gap in current crypto regulation. The legislation specifically shields open-source blockchain developers and infrastructure operators from being classified as money transmitters—a designation that has created legal ambiguity for contributors who have no control over user funds. This distinction is crucial for the decentralized ecosystem, as it acknowledges the difference between builders and custodians. The bill aims to clarify r

Contrary to some skepticism, government officials have actually shown a constructive approach to crypto integration. Recent discussions indicate they're actively engaging with stakeholders to explore feasible solutions. One key area involves ongoing negotiations with banking institutions to facilitate better cooperation. The dialogue has generated several promising initiatives aimed at bridging the gap between traditional finance and blockchain ecosystems. This collaborative stance marks a shift from purely regulatory scrutiny toward problem-solving partnership.

A major crypto trading platform has withdrawn its support for the CLARITY Act, triggering fresh tensions between the tech sector and the White House over stablecoin yield restrictions. The move comes as Senate vote timelines have been pushed back, leaving the bill in limbo ahead of the 2026 midterm elections.
The dispute reveals a fundamental split in the financial sector. Traditional banks worry that loosening stablecoin yield caps could trigger significant deposit outflows, destabilizing their business models. Cryptocurrency firms, meanwhile, are pushing hard for regulatory flexibility—argui

The latest policy development: zero capital gains tax on crypto positions this year. It's an interesting regulatory move that certainly catches industry attention. Of course, the market reality is something else entirely—most traders are sitting with losses rather than gains anyway. Still, it's worth noting how policy shifts are beginning to reshape the crypto landscape, especially on tax treatment.

The U.S. administration has reaffirmed that acquiring Bitcoin remains a strategic priority moving forward. This signals continued institutional interest at the highest government level, marking a notable shift in how federal policy approaches digital assets. The statement underscores Bitcoin's growing role in broader economic and financial strategies, suggesting the government sees value in building reserves of the world's largest cryptocurrency. For the crypto community, this represents validation of Bitcoin's importance beyond speculation—positioning it as a legitimate asset class worthy of

Developments on financial debanking: Trump announces plans to file a lawsuit against JPMorgan Chase within the next two weeks, citing alleged debanking practices. This move highlights ongoing tensions between major financial institutions and those challenging their compliance policies. The debanking controversy remains a significant issue in fintech and cryptocurrency circles, with implications for financial access and institutional decision-making.

The Senate Banking Committee chair has put the brakes on crypto market structure legislation this week, keeping the door open for ongoing negotiations. A major exchange initially stepped back from supporting the proposal, citing unresolved concerns about implementation details. However, key lawmakers pushing for the framework remain committed—behind-the-scenes talks between both parties continue as stakeholders push for regulatory clarity that could reshape how digital assets are traded and overseen in the U.S. market. Whether these discussions yield a compromise that satisfies both regulators

X division income amounts to $290. At this growth rate, by next year, it's indeed time to start considering tax reporting. Many players are discussing how to reasonably plan their earnings, as the combined income from exchange commissions, mining rewards, airdrops, and other channels is quite substantial.

Major US Mortgage Lender to Accept Crypto Holdings in Loan Applications
Newrez, one of the largest mortgage lenders in the United States, is moving to formally recognize cryptocurrency holdings as qualifying assets in its mortgage approval process. This marks a notable shift in how traditional financial institutions view digital asset portfolios.
The decision reflects growing institutional acceptance of crypto as a legitimate store of value. Borrowers may now use their cryptocurrency holdings as part of their net worth calculations when applying for mortgages, provided the assets meet certain

A prominent exchange leader recently voiced concerns about proposed cryptocurrency legislation, arguing that poorly crafted regulatory frameworks could ultimately damage consumer interests in the U.S. market. The executive pointed to what industry observers call "regulatory capture"—where established banking institutions shape policy to their advantage—as a driving force behind flawed bill proposals. The stance reflects growing tension between crypto platforms and traditional finance in the regulatory arena. Industry leaders increasingly argue that comprehensive legislation, even with imperfec

The US Congress is drafting cryptocurrency legislation, and this is a rare window of opportunity. Decision-makers should seize this chance to promote the establishment of a truly people-centered financial system. The current financial system is controlled by a few institutions, but the open nature of blockchain and crypto assets offers the possibility to reshape the financial landscape. Legislation should not only safeguard the interests of major players but also open doors for small and medium users, innovators, and groups marginalized by traditional finance. This is not just a technical issu

"Fees are required to lift withdrawal restrictions" 🚩
This alone is enough to prove that an exchange is not legitimate. Any reputable platform would not profit from users through such means.
Be vigilant when choosing an exchange, and don't fall into hidden fee traps. Safety first, and compliant platforms are the long-term choice.

The crypto industry's approach to custody looks increasingly untenable. After the FTX and Celsius collapses, claiming that centralized custody is secure feels disconnected from reality. This shift is forcing a reckoning across the market.
Stablecoins, meanwhile, need genuine utility beyond speculation. User experience has finally caught up to the technical requirements. The pieces are aligning at the right moment.
What's worth noting: regulators appear to be quietly steering toward non-custodial solutions. This isn't accidental timing. The window for this transition is narrow but real. Market

Major shift in traditional lending: A leading mortgage provider will begin accepting Bitcoin, Ethereum, spot ETFs, and USD stablecoins as collateral starting this February. The move covers non-agency lending products including home purchases and refinancing deals. Here's what matters—valuations won't be straightforward. The system will adjust crypto holdings based on market volatility, meaning borrowers can't simply plug in spot prices. This represents a critical bridge between crypto and conventional finance. What started as fringe asset class thinking is now crossing into mainstream mortgage

The latest regulatory draft on stablecoins isn't exactly favorable news for issuers—particularly those with ambitions in tokenized RWA markets. Those betting on looser restrictions in real-world asset tokenization? The current proposal doesn't seem to deliver what they hoped for. The real question now is how much will shift between this draft and the final version, and frankly, the market impact remains to be seen.

German banking giant DZ Bank has secured BaFin regulatory approval under the EU's MiCAR framework to launch its 'meinKrypto' platform. The move enables retail customers of German cooperative banks to trade Bitcoin, Ethereum, Litecoin, and Cardano directly through the VR Banking App, with digital asset custody handled by Boerse Stuttgart Digital. This marks a significant step in bringing institutional-grade crypto infrastructure to mainstream banking in Europe, combining regulatory compliance with accessibility for retail investors.

A leading cryptocurrency platform executive has raised serious concerns about proposed crypto market structure legislation, particularly regarding stablecoin regulations. According to his assessment, several provisions embedded in the bill could pose significant risks to everyday American consumers and market participants. The regulatory approach, he argues, may introduce unintended consequences for the broader digital asset ecosystem. These concerns highlight the ongoing tension between regulatory frameworks and the practical needs of crypto market participants, especially around stablecoin o

A founder of a major exchange recently proposed a bold idea: governments should record fiscal expenditures on the blockchain to create a transparent, open, and tamper-proof ledger. After all, since it’s called "public expenditure," it should be accessible for the public to see where the money is flowing.
This proposal is indeed interesting. The core advantages of blockchain—immutability and transparency—when applied to government budget management, could theoretically significantly reduce information asymmetry in fiscal data. Imagine taxpayers being able to track the use of public funds in rea

A significant rift is widening between U.S. government officials and major crypto trading platforms over market regulation. The administration is now considering withdrawing backing for a proposed crypto market structure bill—unless the platform returns to the negotiating table with a yield framework that satisfies banking sector requirements. Sources indicate growing frustration within official circles over what they view as the platform's abrupt and public rejection of earlier proposals. This standoff underscores the delicate balance between regulatory oversight and industry innovation, with