MarketWhisper

XRP fluctuates below $2, with Santiment showing a net increase of 42 millionaires' wallets since the beginning of the year. Exchange reserves have dropped to 1.7 billion, a 7-year low, and XRPL DEX trading reached 1.014 million transactions, a 13-month high. RLUSD surged from 72 million to 1.38 billion in less than a year. 21Shares predicts a baseline of $2.45, with a bullish target of $2.69.

Bitcoin dipped to $82,600 on Friday. In the Polymarket prediction market, Kevin Wash's chances of becoming Federal Reserve Chair soared to 92%. Wash's hawkish stance lowered expectations for rate cuts, boosting the strong dollar, and the Bitcoin bearish flag technical target collapsed toward $70,000. RSI near 30 indicates oversold conditions, and a bullish reversal could rebound to $86,000.

314159u represents Pi's first six digits (3.14159) plus "u" identifier, playing a crucial role in 314159U GCV MALL, a Pi Network decentralized marketplace. The code serves cryptography and data processing applications, though the platform faces scrutiny due to missing SSL certificate and lack of legal documentation.

Paul Le Roux, former programmer turned cartel boss, became a Satoshi suspect in 2019 after his Wikipedia link appeared in the Kleiman lawsuit. His Congolese passport read "Paul Solotshi," and associates said he discussed digital currency in 2007-2008. Arrested in 2012 after Satoshi's 2011 disappearance, Paul Le Roux got 25 years for meth trafficking, Iran tech sales, and seven murders.

Meme coins are all bearish this week. DOGE dropped over 2%, breaking below $0.12 for four consecutive weeks, with bears targeting $0.10, RSI at 34. SHIB broke through the double moving averages, with support at $0.00000678, RSI at 36. PEPE has fallen for three days in a row, with a total decline of 8%, support at $0.00000363. The MACD for the three coins is in negative territory, confirming a downward trend.

Hong Zhu Digital announced on January 29 that it will cease operations starting from the 30th, with all transactions and services ending by 5 PM today. The company stated that the decision was related to recent changes in government regulatory policies and operational strategy adjustments. Hong Zhu Digital was previously listed on the Financial Supervisory Commission's VASP list and completed a money laundering prevention declaration, but still struggled with regulatory cost pressures. In the past, it was fined NT$1.52 million due to compliance deficiencies. With Hong Zhu's exit, the number of VASP operators in Taiwan has decreased to 8, and the market is becoming highly concentrated.

The United States launches Trump account program, allocating $1,000 to newborns for investment in index funds, available after age 18. In three days, 600,000 families opened accounts, with an estimated 25 million participants. Companies like NVIDIA and Coinbase provide $1,000 for employees' children. Critics say this will exacerbate the wealth gap: the wealthy's annual savings of $5,000 grow exponentially, while the poor's $1,000 only accumulates to $3,570 over 18 years.

Circle 2026 focuses on promoting institutional adoption of durable infrastructure. The Arc blockchain moves from testing to production, deepening the practicality of USDC, EURC, and USYC. Expand the payment network to allow institutions to use stablecoins without building their own infrastructure. USDC market cap is 70 billion, ranking second, with Tether leading at 186 billion. Invest in seamless cross-chain operation, simplifying complexity and optimizing development tools.

Cathie Wood warns that gold has peaked, with the gold/M2 ratio surpassing the 1980 peak and forecasted to fall by 60%. Single-day crash: gold evaporated 3 trillion, silver 750 billion, US stocks 1 trillion, with a total volatility of 9 trillion over 6.5 hours. The catalyst was an 11% drop in Microsoft, CME margin requirements increasing by 47%, and 50-100x leverage liquidations. The rebound at close indicates a leverage-driven event rather than a fundamental collapse.

Hang Seng Gold ETF listed on January 29, as the first in Hong Kong to be exchangeable for physical gold. Future plans include adding a tokenized category, with HSBC acting as the agent issuing on Ethereum. Opening at 18.4, closing at 17.44 HKD, up 9% from the issuance price of 16 HKD. It tracks LBMA gold prices, with a management fee of 0.25%, and a lot size of 800 HKD. Xu Zhengyu expressed support for Hong Kong as a gold hub, connecting traditional and digital finance.

Analyst Benjamin Cowen warns that Bitcoin continues to underperform the stock market, and the rotation expectation between gold and silver is not materializing. Gold reaches $5,608, silver hits $121, both hitting new highs. BTC has fallen 6.12% this month, and the Fear Index is at 16. Swyftx's Hundal states that history lags by 14 months, expecting a bottom in February-March. Bitwise mentions that Bitcoin's discount is severe, and a turning point may occur in Q1.

Cryptocurrency market cap drops 6%, Bitcoin concept stocks plummet. MicroStrategy falls 9.63% to $143.19, a 70% crash from its peak, with a market-to-book ratio below 1. BitMine drops 9.89%, holding 4.24 million ETH worth a loss of 3.8 billion. MicroStrategy holds 710,000 BTC and has made four purchases this month, yet the market still crashes. The core issue: market skepticism about the sustainability of leveraged coin accumulation, with increasing equity dilution.

Murad Mahmudov's portfolio plummeted from 67 million to 11.5 million, an 80% wipeout. The largest holding, SPX, dropped from $2.20 to $0.36, with 30 million tokens held and not sold. Exchange balances increased to 200 million tokens, indicating selling pressure, but they still claim SPX is a "tool that changes people's lives."

Generation Z shifts from altcoins to prediction markets, with altcoin market capitalization evaporating by $150 billion, and Polymarket's weekly trading volume soaring from $500 million to $6 billion. Generation Z's annual income is $39,416, below the required $48,614, and they prefer quick binary bets, while Coinbase launched this week to accelerate the adoption of prediction markets.

Vitalik envisions 2026: Ethereum aims to achieve "protocol finality" that can operate autonomously without developer intervention through "letting go of testing." Seven major tasks are proposed, including quantum resistance, scalability, state management, account abstraction, and more. Criticizing decentralized stablecoins, it is necessary to address issues such as dollar dependence, oracle security, and staking yield conflicts to challenge USDT and USDC.

8.8 billion USD options are expiring today, with BTC accounting for 7.54 billion and ETH for 1.2 billion. Bitcoin at $82,761 is well below $90,000, with a PCR of 0.48 indicating bullish dominance but increasing defensive demand. Ethereum at $2,751 is below $3,000, with a PCR of 0.70 showing a more balanced outlook. The decline in IV reflects consolidation, and institutional capital outflows are intensifying liquidity pressure.

Shenzhen Jiewo Rui defaults, with 20% clearance or 40% installment. The issue is 40x leverage betting: a deposit of tens of yuan locks in 1 gram of gold price, and if the gold price rises, the platform loses. Tether holds 140 tons of gold (worth $23.3 billion), and XAUT maintains strict 1:1 reserve without betting. XAUT has a market cap of $2.2 billion, accounting for 50% of the market; when gold prices rise, it gains $5 billion in appreciation, buying 1-2 tons weekly.

Trump announced the Federal Reserve Chair candidate on Friday, with Bloomberg reporting Kevin Wash as the frontrunner. Polymarket odds surged from 30% to 95%, while BlackRock Red fell to 3.4%. Wash is seen as hawkish and will push for tightening. In July, he stated that Bitcoin can provide market discipline to "help policymakers understand right from wrong." The market expects a hawkish appointment, strengthening the US dollar and causing US bond yields to rise.

24-hour cryptocurrency liquidation approaches 1.7 billion USD, with 270,000 people liquidated, and market cap drops 6%. Bitcoin liquidations amount to 768 million USD, Ethereum 417 million USD. Hyperliquid liquidations reach up to 567 million USD. BTC pegged at 80,815 USD, ETH drops to 2,687 USD. Fear index crashes to 16, with giant whales panic selling 200 BTC, incurring a loss of 5.88 million USD.

Elon Musk predicts at Davos that AI will surpass humans next year, and by 2030, the combined intelligence will exceed that of all humans. The core argument is that the bottleneck is computing power, which is limited by electricity rather than chips. The solution is space data centers, utilizing 24-hour solar energy and -270°C natural cooling. SpaceX's Starship reduces transportation costs by 100 times, and building data centers in space is cheaper than in Silicon Valley.