WalletDivorcer

The essay discusses how different consensus algorithms in blockchain, primarily Proof of Work (PoW) and Proof of Stake (PoS), affect security and efficiency. It highlights their characteristics, advantages, and implications for developers' choices based on network needs.

The Core Question: What Does Your Company Actually Pay to Finance Growth?
Every business needs money to operate and expand. Whether through borrowing from banks or raising capital from shareholders, that money comes with a price tag. This price varies depending on how a company finances itself—and

Are you interested in stablecoins but feel that "the mechanism is not well understood" or "there are too many types"? In the world of cryptocurrencies, new services are constantly emerging, making it especially challenging for beginners to grasp the overall picture. This article will provide a clear explanation of stablecoins.
What is a Stablecoin?
A stablecoin is a type of cryptocurrency designed to maintain a stable value by pegging it to assets such as fiat currencies like the US dollar or commodities like gold. Unlike highly volatile cryptocurrencies like Bitcoin or Ethereum, stablecoins are structured to keep their value at a fixed rate, such as "1 coin = 1 dollar."
The purpose of stablecoins is to provide a reliable and stable digital asset for various financial activities.

The essay discusses the significance of moving averages (MA) in cryptocurrency trading, revealing how this analysis tool helps traders identify market trends. It explains the advantages and limitations of MAs, the importance of chart analysis, and the techniques for reading MAs effectively, emphasizing the need for combining them with other indicators for better market predictions.

The U.S. government has rejected a court advisory from the DeFi Education Fund regarding a $25 million theft case involving Ethereum, highlighting tensions between the judicial system and the DeFi industry. The case raises fundamental questions about the legal boundaries of blockchain technology and could significantly impact regulatory frameworks for DeFi protocols.

BriefCatch, an AI platform for legal document creation, raises $6 million in a Series A funding led by Full In. It addresses the need for secure and efficient tools in the legal industry, integrating expert feedback and Microsoft Word capabilities to enhance clarity. The platform's impressive metrics demonstrate strong customer satisfaction, while plans for further AI enhancements and security improvements are underway.

A Canadian fraud network, using blockchain analysis, was uncovered for stealing over $2 million by impersonating customer support. Investigators revealed their tactics, relying on social engineering rather than technology, leading to multiple thefts. The increase in such crypto threats highlights the necessity for user vigilance and protective measures.

In 2025, Japanese companies accelerated the adoption of cryptocurrencies, implementing financial strategies centered around digital assets. A workshop by N.Avenue aims to address the challenges of integrating these assets into corporate finance.

NTD Defense and Offense Battle: Why Did the TWD Appreciate Nearly 10% in Just Two Days in May?
Remember the pessimistic forecasts in the investment market about the TWD's outlook a month ago? At that time, many analysts were even worried that the New Taiwan Dollar might depreciate past 34 or even 35 yuan. However, the market suddenly reversed. In just 30 days, the entire foreign exchange landscape experienced a dramatic turnaround.
May 2nd became a watershed in the history of the TWD exchange rate. The USD to TWD exchange rate surged 5% in a single day, setting a 40-year record for the largest single-day increase, ultimately closing at 31.064 yuan. But that was not enough—after the market opened on May 5th, the New Taiwan Dollar strengthened again by 4.92%, and during the trading session, it broke through the psychological barrier of 30 yuan, reaching a high of 29.59 yuan.
In just two trading days, the appreciation totaled nearly 10%, not only setting a new 15-month high but also triggering the third-largest trading volume in foreign exchange market history. To sum it up: the market went crazy.
To maintain stability,

What exactly is Palladium
Palladium is a rare precious metal with the chemical symbol Pd, first discovered in platinum ores by British chemist William Hyde Wollaston in 1803. Named after the Greek goddess of wisdom, Pallas, this metal features characteristics such as low density, high hardness, and corrosion resistance.
Physically, palladium resembles platinum but is slightly harder. Currently, the global precious metal price hierarchy is: Gold > Palladium > Platinum. Palladium is mainly used in three major fields: automotive industry accounting for 80%-85%, electronics, and dental and metal alloys. Among these, palladium is most widely used as an excellent catalyst in automotive exhaust treatment.
Review of Palladium Price Trends Over the Past 20 Years
Over the past two decades, palladium prices have shown a generally upward trend with fluctuations. From 2000 to 2015, prices mostly fluctuated around $500-$600, with a range between $177 and $1100, following the commodities market

Micron Technology Debuts Strongly, Chip Demand Shows Real Strength
Micron Technology released its fiscal first-quarter earnings after hours yesterday, surpassing expectations—not only did last quarter's performance exceed analyst benchmarks, but more importantly, guidance for the second quarter's revenue, gross margin, and earnings per share all significantly exceeded forecasts. The company even raised its capital expenditure forecast for fiscal 2026 from $18 billion to $20 billion. What does this reflect? The demand for memory chips is far more robust than the market had imagined. This earnings report directly dispels investors' concerns about potential slowdowns in data center construction. Micron's stock price surged to $263.65 yesterday, a single-day increase of 10.21%, maintaining a strong short-term upward trend.
Macroeconomic Positive Factors Aggregate, Risk Appetite Rebounds from Bottom
Turning back to yesterday, the US November CPI data unexpectedly declined, laying the groundwork for the Federal Reserve's subsequent rate cut operations. Simultaneously, the Bank of Japan announced an interest rate hike, adding two major central bank policy signals, and the market

If you have profited from the rise of the US stock market in 2024 but are becoming cautious due to the uncertainties in the macroeconomy of 2025, now is a good time to consider switching to high dividend stock recommendations. Especially when the S&P 500 index has an overall dividend yield of only 1.2%, there are still some undervalued high-yield opportunities waiting to be uncovered.
According to the latest data, Wall Street is optimistic about dividend growth in 2025—Goldman Sachs expects earnings per share of S&P 500 components to grow by 11%, driving a 7% increase in dividends; Bank of America Securities even predicts a 12% dividend growth; S&P Dow Jones Indices analysts forecast total dividends to reach a new high of $685 billion. This suggests that 2025 could be a golden window for investing in high dividend stock recommendations.
Why should you focus on high dividend stocks in 2025?
The appeal of stable cash flow
In an environment of economic cycle fluctuations, high dividend stock recommendations

When a company announces a capital reduction, the market often reacts differently. Some are optimistic, others are pessimistic. How exactly will a capital reduction affect your investment portfolio? This article will analyze this complex yet important financial decision from the perspective most concerned by investors.
Understand the core logic behind the impact of capital reduction
In simple terms, a capital reduction means the company actively reduces its share capital. Companies do this by repurchasing shares, canceling shares, or adjusting the capital structure, thereby decreasing the number of shares in circulation. This may sound abstract, but there is a concrete economic logic behind it.
Why do companies do this? There are mainly three driving forces:
First, to optimize financial health. When a company decides to reduce its total share capital, if profits remain unchanged or increase, the earnings per share will rise. In other words, the same cake is divided among fewer shares, making each share larger — this is the basic principle behind the increase in earnings per share.
Second, to address operational difficulties. When a company is亏

Taiwanese investors want to trade US stocks, and the first issue they face is choosing the most cost-effective method. Factors such as US stock commission fees, currency exchange costs, and trading frequency can easily lead to unnecessary expenses if not carefully considered. This article will analyze the cost structures of two mainstream US stock investment methods to help you make the most informed decision.
Two Ways for Taiwanese Investors to Trade US Stocks
If you want to buy US stocks in Taiwan, there are basically two channels:
Option A: Through domestic brokerage firms' omnibus account
An omnibus account, officially known as "Foreign Securities Business Agency for Buying and Selling," means you open an account with a domestic broker (such as Fubon, Cathay, etc.), which then acts as your agent to place orders in foreign markets. Since your order passes through the domestic broker, it is called an "omnibus account."
The advantages of this method are clear: you can trade directly in New Taiwan Dollars, and the broker handles currency exchange for you, eliminating the need to manage foreign currency accounts yourself. However, there are also disadvantages—more complex procedures mean more steps.

December 10, 2025, the Taiwan dollar to Japanese yen is about 4.85, making it a good time for international travel and yen hedging. But do you know? Exchanging 50,000 TWD using the wrong method could result in a loss of 1,500-2,000 TWD. This article tests the four latest yen exchange channels in Taiwan to help you find the most cost-effective withdrawal plan.
Is Japan now worth investing in? Market signals look like this
Many people only consider the yen as "pocket money for travel," but in reality, the yen plays a key role in the financial markets. From a market perspective, there are three main reasons to exchange yen now:
1. The safe-haven asset role is strengthening
The yen, along with the US dollar and Swiss franc, is one of the world's three major safe-haven currencies. During the Russia-Ukraine conflict in 2022, the yen appreciated 8% in a single week, while the stock market fell 10%—this demonstrates its safe-haven value. For Taiwanese investors, holding yen is like adding insurance against risks in the Taiwan stock market.
2. The Bank of Japan's policy shift
The Bank of Japan Governor Ueda

In the first half of 2025, the Japanese stock market experienced a rollercoaster ride. Amid pessimistic economic expectations and uncertainties in global trade policies, the Nikkei Index once fell to a low of 31,136 points, only to then stage a strong recovery. By the end of June, the Nikkei 225 Index had rebounded to 40,487 points, hitting a new high in recent years. What underlying logic is hidden behind this market movement? How should investors seek opportunities in the Japanese stock market?
Why did Japanese stocks suddenly strengthen? Whether this can continue is the key
The core driver behind this rebound in the Japanese stock market stems from the convergence of two major factors. First, the market's assessment of Japanese corporate profitability is adjusting. In April, global markets plunged into panic due to tariff concerns, with the Nikkei's price-to-earnings ratio dropping to 12, making it the most undervalued among major global markets. As investors gradually realized that the economic situation was not as dire as expected, the P/E ratio slowly climbed