Regulation & Policy

SEC Chair Paul Atkins has confirmed that the cryptocurrency “safe harbor” framework has been submitted to the White House for review. The proposal includes exemptions for start-ups and investment contracts to promote the regulation and innovation of digital assets. The move has sparked lively discussion in the financial community and among cryptocurrency advocates, and going forward it will aim to strike a balance between protecting investors and promoting innovation.

The U.S. FDIC has rolled out a regulatory framework for stablecoins, requiring 1:1 reserves and liquidity, and setting a redemption deadline within two days. This proposal does not apply deposit insurance; it is intended to ensure stability in the financial system. The FDIC has clearly specified capital requirements and limits on earnings, and has clarified the safety and compliance of stablecoins. The proposal is currently in a public comment period.

Gate News update: On April 9, the U.S. Department of the Treasury’s Office of Cybersecurity and Critical Infrastructure Protection (OCCIP) today announced the launch of a new initiative designed to strengthen cybersecurity protection capabilities across the digital asset industry. The program will provide timely, actionable cybersecurity information to eligible U.S. digital asset companies and industry organizations, helping them more effectively identify, prevent, and respond to cyber threats targeting customers and network systems. This initiative implements key recommendations put forward by the President’s Working Group on Digital Asset Markets in its report, “Strengthening U.S. Leadership in Digital Financial Technology.”

U.S. SEC Chair Paul Atkins confirmed that the cryptocurrency “safe harbor” framework has been submitted to the White House for review. The proposal includes exemptions for startups and investment contracts to promote the regulation and innovation of digital assets. This move has sparked lively discussion in the financial sector and among cryptocurrency advocates, and going forward it will seek to strike a balance between protecting investors and promoting innovation.

The U.S. FDIC has rolled out a regulatory framework for stablecoins, requiring 1:1 reserves and liquidity, and setting a redemption deadline within two days. The bill does not apply deposit insurance and is intended to ensure stability in the financial system. The FDIC has clearly specified capital requirements and limits on returns, and clarified the safety and compliance of stablecoins. This proposal is currently in a public comment period.

Cynthia Lummis, chair of the U.S. Senate Digital Assets Banking Subcommittee, chaired a roundtable in Wyoming to discuss the state’s digital asset regulation and the two-track banking system, emphasizing Wyoming’s leading position in the digital asset space and its influence on federal policy.

Gate News update, on April 9, U.S. Treasury Secretary Bessent said that Congress has spent nearly five years trying to pass a framework to ensure the future development of the financial industry. He called on the Republican banking senators to begin reviewing it now and submit the CLARITY Act to President Trump for signature.

U.S. SEC Chair Paul Atkins confirmed that the cryptocurrency “safe harbor” framework has been submitted to the White House for review. The proposal includes exemptions for startups and investment contracts to promote the regulation and innovation of digital assets. The move has sparked lively debate in the financial industry and among cryptocurrency advocates, and going forward it will seek to strike a balance between protecting investors and encouraging innovation.

Dutch bank ClearBank receives EU MiCA approval and a CASP license, and will launch digital asset services, including euro- and dollar-denominated stablecoins, to improve the efficiency of cross-border payments, and will also offer savings account services covered by UK deposit insurance protection.

A CEX co-founder, Ben Delo, donated $5.4 million to the Reform UK party, and the donation took place before new UK regulations came into effect. Delo was previously fined $10 million for violating anti–money laundering compliance and received a pardon from Donald Trump. Reform UK positions itself as a pro-cryptocurrency political party and is currently facing a pause order on crypto donations. After relocating to the UK, Delo plans to be exempt from donation limits.

The Democratic Party of Korea proposed a draft of the “Digital Asset Basic Act,” planning to bring stablecoins and tokenized real-world assets into existing financial regulations, making it the first economy in Asia to comprehensively regulate digital assets. The draft sets up a tough stablecoin licensing mechanism and a requirement under the Capital Markets Act for RWA tokenization, and also discusses controversies over stablecoin issuance rights, which may later advance to the end of 2026 to establish a complete regulatory framework.

U.S. SEC Chair Paul Atkins confirmed that the “safe harbor” framework for cryptocurrencies has been submitted to the White House for review. The proposal includes exemptions for new offerings and investment contracts to encourage regulation and innovation in digital assets. This has sparked enthusiastic debate in the financial industry and among cryptocurrency advocates, and going forward it will aim to strike a balance between protecting investors and promoting innovation.

Multiple U.S. law enforcement groups oppose the provisions in the Senate's crypto market structure bill that protect DeFi developers, arguing that it would weaken the government's ability to combat financial crime. The bill's proposed amendments have triggered a bipartisan rift, and it remains unclear whether it can move forward in the future.

Dubai Virtual Assets Regulatory Authority (VARA) has issued virtual asset issuance guidelines, clearly outlining the design and distribution of stablecoins and real-world asset tokens. Token issuance is divided into three categories, providing market participants with a reference by improving transparency and regulatory certainty. These guidelines are an interpretation of existing rules, not new regulations.

The U.S. FDIC has rolled out a regulatory framework for stablecoins, requiring 1:1 reserves, liquidity, and a redemption deadline within two days. The bill does not apply deposit insurance and is intended to ensure stability in the financial system. The FDIC clearly sets capital requirements and restrictions on returns, and clarifies the safety and compliance of stablecoins. This proposal is currently in the public comment period.

The U.S. Department of the Treasury is developing new regulatory rules requiring stablecoin issuers to have the ability to intercept and freeze illicit transactions, and to comply with the Bank Secrecy Act. This is an important step toward implementing the GENIUS Act, aimed at protecting national security while supporting the development of the stablecoin ecosystem. The new rules emphasize that companies should proactively assess risks; companies that maintain a functioning anti-money-laundering program can avoid penalties.

The U.S. CFTC and the Department of Justice are asking a federal court to stop Arizona from enforcing its state gambling laws against prediction market operator Kalshi, arguing that its contracts should be regulated by federal oversight rather than state statutes. Related criminal charges have been filed, and the hearing is scheduled for April 13.

U.S. SEC Chair Paul Atkins confirmed that the cryptocurrency “safe harbor” framework has been submitted to the White House for review. The proposal includes exemptions for start-ups and investment contracts to promote the regulation and innovation of digital assets. This move has sparked lively debate in the financial industry and among cryptocurrency advocates, and going forward it will seek to strike a balance between protecting investors and promoting innovation.

The U.S. FDIC has rolled out a regulatory framework for stablecoins, requiring 1:1 reserves, liquidity, and setting a redemption deadline within two days. This bill does not apply deposit insurance and is intended to ensure stability in the financial system. The FDIC clearly specifies capital requirements and limits on earnings, and clarifies the safety and compliance of stablecoins. This proposal is currently in the public comment period.

U.S. Treasury Secretary Bessent urged Congress to pass the CLARITY Act to ensure a federal regulatory framework for digital assets and prevent companies from leaving for clearer regulatory jurisdictions such as Abu Dhabi and Singapore. The bill is intended to address current regulatory uncertainty and promote the development of the U.S. crypto market. Although the House has passed it, the Senate has been blocked due to controversy over stablecoin interest provisions.